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More banks to disappear from the High Street as Virgin Money announces the closure of another 31 branches

October 1, 2021 by admin Leave a Comment

More bank branches are disappearing from the High Street with Virgin Money shutting 31 of its locations.

The challenger bank, which bought Clydesdale and Yorkshire Bank three years ago for £1.7billion, said it will close the branches early next year, with 112 staff losing their jobs.

Lenders have now announced 4,525 branch closures since the start of 2015, including 748 this year.

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Britons face forking out £105m a year on airport zone drop-off fees for motors as Heathrow gears up to launch its £5 charge next month

October 1, 2021 by admin Leave a Comment

London Stansted airport has the most expensive drop-off zone charge, at £7 for up to 15 minutes, or £25 for over 15 minutes.

London Gatwick, Manchester, and once it is introduced, Heathrow, all charge £5 for airport zone drop-offs, while Edinburgh, Glasgow and Bristol charge £4 a time. 

At the lower end of the spectrum, Birmingham airport charges £3 for drop-offs at its designated zone, while at Belfast International it is £1.

London Luton has a drop-off zone close to the airport which is free for 15 minutes. But, at the drop-off zone closest to the terminal, the fee is £5 for 10 minutes, and £1 per minute thereafter. 

Many airports charge more than the basic fee once a certain timeframe is reached.

At Gatwick airport, while the basic drop-off zone charge is £5, £1 extra is added for each additional minute up to 20 minutes, up to a maximum of £25 for 30 minutes. 

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I’m on a fixed energy tariff until March next year but am worried prices will soar after that:

September 30, 2021 by admin Leave a Comment

My gas and electricity is on a fixed rate deal with Octopus until March 2022 but I’m worried the energy price spike will send my bills soaring after that.

My account says that I am on the Super Green Octopus 12 month fixed tariff and it runs until 13 March 2022.

I am paying 2.91p/kWh and 26.06p per day for gas and 17.114/kWh and 24.49p per day for electricity, how does this compare to current prices and the price cap?

Also, what will happen when the deal ends, am I likely to move onto whatever the variable rate price is then and suddenly see my bills jump?

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Pound slumps to lowest level against the dollar this year as stagflation fears stalk the UK

September 30, 2021 by admin Leave a Comment

Sterling sank to its lowest level against the dollar this year amid fears that Britain faces a nasty bout of stagflation.

The pound slipped nearly 1 per cent to as low as $1.3413, a level last seen in December 2020, as scenes of chaos on petrol forecourts continued.

Economists are worried that Britain’s recovery is slowing to a standstill, while prices are still rising – setting the scene for a painful spell of stagflation. 

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There’s £24bn worth of old paper £20 and £50 notes still in circulation

September 29, 2021 by admin Leave a Comment

There is £24billion worth of old paper £20 and £50 notes still in circulation, according to new data from the Bank of England.

This is made up of £9billion worth of £20 notes – approximately 450million notes, or eight for every adult in Britain.

Meanwhile, there are £15billion worth of £50 notes, roughly 300million notes – or five for each adult in Britain.

It warns it will be withdrawing legal tender status of these notes after 30 September 2022 and is encouraging people to either spend them, or deposit them at their bank or Post Office before this date.

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Take the house… or pension?

September 29, 2021 by admin Leave a Comment

Divorcees are facing hardship in retirement by picking property over pensions, experts warn today.

Family law experts and financial advisers have told Money Mail that women are often too quick to accept the family home in a divorce settlement, overlooking the value of pension wealth.

But advisers and solicitors also say an increasing number of women are now the family breadwinners, so must pay up in divorce.

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‘Fastest summer for property market in five years’: Average house price surges 6% in a year as Wales, N.Ireland and the North West play catch-up

September 28, 2021 by admin Leave a Comment

The average UK house price is now £235,000 with the summer market moving at its fastest pace for five years, a new report shows.

The latest House Price Index released by property website Zoopla shows that the housing market is continuing unabated, despite many experts anticipating a slowdown due to the end of the stamp duty holiday in September.

The average house price rose by 1.2% in the three months to the end of August, taking the annual rate of price growth to 6.1%, up from 2.8% in August 2020. 

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Has the petrol crisis triggered you to consider an electric car now?

September 28, 2021 by admin Leave a Comment

Online motor sales sites have tracked huge spikes in electric car interest in recent days, with panic buying of petrol potentially triggering the ‘most influential switching event ever’.

Hundreds of thousands of commuters unable to fill up on Monday were forced to work from home, while some taxi drivers were unable to hit the road as forecourts started to run out of petrol and diesel.

Scenes of enormous tailbacks outside filling stations and motorists filling jerry cans have dominated the national media since Friday, when motorists began to rush to the pumps amidst concerns about the lack of HGV drivers to deliver supplies of fuel.

For some, it could be the tipping point for their intentions to ditch their internal-combustion-engine cars and get behind the wheel of EVs.

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Vulnerable households could miss out on the £140 Warm Home Discount if their supplier goes bust:

September 27, 2021 by admin Leave a Comment

There are concerns thousands of vulnerable customers could miss out on the Warm Home Discount if their supplier goes bust.

Many low income households are currently eligible to receive £140 off their energy bill this winter through the scheme.

However, not every supplier offers the chance to apply for the discount.

Therefore, there is the potential that those who are moved to another provider after theirs goes bust, could potentially find themselves without the opportunity to apply for the funds.

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Hauliers and poultry workers to get temporary visas

September 26, 2021 by admin Leave a Comment

Up to 10,500 lorry drivers and poultry workers can receive temporary UK visas as the government seeks to limit disruption in the run-up to Christmas.

The government confirmed that 5,000 fuel tanker and food lorry drivers will be eligible to work in the UK for three months, until Christmas Eve.

The scheme is also being extended to 5,500 poultry workers.

Transport Secretary Grant Shapps said it would “ensure preparations remain on track” for the festive season.

But the British Chambers of Commerce said the measures were the equivalent of “throwing a thimble of water on a bonfire”.

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