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Need a helping hand onto the property ladder? We compare six alternative ways to boost your deposit if you can’t access the Bank of Mum and Dad

October 5, 2021 by admin

Stratospheric house price increases over the last year may have had some homeowners rubbing their hands in glee, but that’s not the case for first-time buyers.

With an average increase of £23,600 since June 2020 according to Halifax data, many are finding that the home ownership dream is running away from them – especially as price growth is out of kilter with wages.

For those that do not have high salaries, or families with large sums of cash to gift them, raising a deposit is often one of the biggest challenges.

The financial sector has recognised this and cooked up a series of products to help first-time buyers get together that crucial lump sum, but what are they and is taking one a wise move? 

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